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SavySaver Blog

SavySaver blogs are built to educate and inform so you can confidently choose the financial products that best fit your needs today. We break down financial products in plain easy to read language. Have a question or topic you’d like us to explore? Submit an Ask a SavySaver form, we’d love to hear from you.

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Rate & APY Disclosure
APYs are accurate as of 01/13/2026 and are subject to change at any time without notice. Minimum balance requirements may apply, and fees can reduce earnings. Please review the full terms and conditions of any account before opening. Rates, terms, and product availability may vary by state and are subject to eligibility requirements. Some offers may not be available in all locations. Complete account details are available on each financial institution’s website by clicking the “Learn More” button. 

 

Affiliate Disclosure
SavySaver may receive compensation from partner financial institutions when users click links or open accounts through this website. This compensation does not affect how products are rated or reviewed. Our editorial content and comparisons are designed to help consumers understand their savings options and make informed decisions using publicly available information. Irrespective of whether an institution or professional is a paid partner, the presence of information on SavySaver does not constitute a referral or endorsement of the institution or professional by us or vice versa. Not all financial institutions or products available in the marketplace are included on this site.
 

Educational Purpose & No Advice Disclaimer
The information provided on this website is for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice. Individual financial circumstances vary, and readers should consult a qualified professional before making financial decisions. 

 

Independence & Platform Disclosure
SavySaver is not a bank, credit union, insurance company, or investment advisor. We do not open accounts, accept deposits, hold funds, or provide financial products directly. All accounts and products are offered and serviced by third-party financial institutions.

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