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Annuity Rates and Services

Annuities can be a great tool for longer term savings to earn a higher annual percentage yield (APY) that is available with most CDs. However, there are a few important differences to be aware of before opening. While tax-differed annuities allow you to grow your savings tax free, there may be IRS penalties if the funds are withdrawn before you are 59 1/2, even if the annuities has matured. Check out our Blog posting to learn more about annuities or talk to a finance professional such as the advisor lead companies listed below.

Direct to Consumer MYGA Annuities

These annuities are available direct to you, the consumer, without the needs for a financial planner or specialist allowing you to choose the best annuity products for you without pressure.

Better rates than most CD's, backed by an A- (Excellent) rating, the confidence of fixed returns, and 100% principal protection.
Gainbridge FastBreak Logo

Multi Year

Guaranteed Annuity

APY

Min. balance for APY

Term

5.00%

$1,000

5-Years

  • Interest taxed annually avoiding a large tax bill at the end of your term and age based limitations

  • Fixed, guaranteed growth

  • 100% principal protection

on Gainbridge site

SteadyPace™ locks in your return so your savings stay protected, predictable, and set up for long-term growth.
Gainbridge SteadyPace Logo

Multi Year

Guaranteed Annuity

APY

Min. balance for APY

Term

5.10%

$1,000

5-Years

  • Tax-deferred growth

  • Fixed, guaranteed growth

  • Apply in 10 minutes

on Gainbridge site

A Simple and Secure Way to Fund Your Future
canvas-annuity-logo

Future Fund

APY

Min. balance for APY

Term

6.15%

$2,500

5-Years

  • 3-Year, 5-Year, and 7-Year options available

  • Tax deferred growth

  • Guaranteed rates

on Canvas site

Advisor Lead Annuities

These annuity companies offer licensed specialists and financial planners to help you find the best annuity and retirement products for you.

Secure Guaranteed Income for Life with Annuities
Ethos Logo

Licensed Specialists

  • We only work with top-rated carriers, so you can count on guaranteed payments for life, backed by some of the strongest insurers in the industry.

  • Over 500,000 families are protected through Ethos

  • One-on-one meetings with a licensed Ethos annuity specialist by phone or video

on Ethos site

Secure Retirement with Guaranteed Income for Life
Leverage Logo

Licensed Specialists

  • Whether you’re looking for lifetime income, safeguarding investments from market volatility, or planning for long term care costs, the experts at Leverage have you covered

  • ​Your marketplace for America's top annuity and long term care insurance companies

on Leverage site

Looking for more information on Annuity accounts?
Not sure if a savings account is the best product for you?
Check out a few of our Blog posts below, or better yet, check out the full Blog page.

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Rate & APY Disclosure
APYs are accurate as of 01/13/2026 and are subject to change at any time without notice. Minimum balance requirements may apply, and fees can reduce earnings. Please review the full terms and conditions of any account before opening. Rates, terms, and product availability may vary by state and are subject to eligibility requirements. Some offers may not be available in all locations. Complete account details are available on each financial institution’s website by clicking the “Learn More” button. 

 

Affiliate Disclosure
SavySaver may receive compensation from partner financial institutions when users click links or open accounts through this website. This compensation does not affect how products are rated or reviewed. Our editorial content and comparisons are designed to help consumers understand their savings options and make informed decisions using publicly available information. Irrespective of whether an institution or professional is a paid partner, the presence of information on SavySaver does not constitute a referral or endorsement of the institution or professional by us or vice versa. Not all financial institutions or products available in the marketplace are included on this site.

 

Educational Purpose & No Advice Disclaimer
The information provided on this website is for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice. Individual financial circumstances vary, and readers should consult a qualified professional before making financial decisions. 

 

Independence & Platform Disclosure
SavySaver is not a bank, credit union, insurance company, or investment advisor. We do not open accounts, accept deposits, hold funds, or provide financial products directly. All accounts and products are offered and serviced by third-party financial institutions.

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