CD | SavySaver

Best CD Rates

Opening a certificate of deposit (CD) allows you to lock in an attractive fixed annual percentage yield (APY) and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set period of time. Locking in rates now with help protect against falling interest rates.

Online CDs are all reward!

Online CD

APY

Min. balance for APY

Term

3.50%

$0

9-Month

LEARN MORE

Easy funds transfers
Interest compounds daily
No hidden monthly fees or minimum balances, even to open an account

on Barclays site

Member FDIC

10-Day CD Rate Guarantee

High Yield CD

APY

Min. balance for APY

Term

4.00%

$500

12-Month

LEARN MORE

Open an account in minutes
Contact Center available 24 hours a day / 7 days a week
Manage account and set maturity instructions online

on Marcus site

Member FDIC

Save with certainty: CD rates up to 4.10% APY

Morgan Stanley

Private Bank

APY

Min. balance for APY

Term

4.10%

$0

9-Month

LEARN MORE

10-Day rate guarantee
No Monthly Fees
24/7 account access online and via mobile app

on E-Trade site

Member FDIC

Put a down payment on the future with guaranteed CD rates

360 CD Account

APY

Min. balance for APY

Term

3.90%

$0

12-Month

LEARN MORE

No minimum balance
Guaranteed returns
Receive interest as monthly or annual payments

on CapOne site

Member FDIC

Savings that can go the distance with you

Certificate of Deposit

APY

Min. balance for APY

Term

4.00%

$0

14-Month

LEARN MORE

No minimum balance
Get a rate that’s right, right now
The best rate Synchrony offers

on Synchrony site

Member FDIC

No matter your financial strategy, our Certificate of Deposit (CD) rates can help you earn more on your terms

CD Account

APY

Min. balance for APY

Term

3.90%

$0

12-Month

LEARN MORE

No minimum balance
No. Fees. Period.
Count on guaranteed returns to reach your savings goals

on Discover site

Member FDIC

Looking for more information on CD accounts?
Not sure if a savings account is the best product for you?
Check out a few of our Blog posts below, or better yet, check out the full Blog page.

What Is the Difference Between a CD and a Multi-Year Guaranteed Annuity (MYGA)?

CDs and MYGAs may look similar on the surface, they are built on different legal structures, come with different rules, and are best suited for different types of savers.

Jan 74 min read

What Is a CD Ladder and How Does It Work?

If you like the higher, predictable rates of certificates of deposit (CDs) but don’t want to lock up all your money at once, a CD ladder may be one of the smartest savings strategies available.

Jan 73 min read

What Is the Difference Between a High-Yield Savings Account and a Certificate of Deposit (CD)?

When deciding where to store your savings, two popular options often come up: high-yield savings accounts and certificates of deposit (CDs).

Jan 64 min read

Best CD Rates

Online CDs are all reward!

3.50%

$0

9-Month

10-Day CD Rate Guarantee

4.00%

$500

12-Month

Save with certainty: CD rates up to 4.10% APY

4.10%

$0

9-Month

Put a down payment on the future with guaranteed CD rates

3.90%

$0

12-Month

Savings that can go the distance with you

4.00%

$0

14-Month

No matter your financial strategy, our Certificate of Deposit (CD) rates can help you earn more on your terms

3.90%

$0

12-Month

Looking for more information on CD accounts? Not sure if a savings account is the best product for you? Check out a few of our Blog posts below, or better yet, check out the full Blog page.

What Is the Difference Between a CD and a Multi-Year Guaranteed Annuity (MYGA)?

What Is a CD Ladder and How Does It Work?

What Is the Difference Between a High-Yield Savings Account and a Certificate of Deposit (CD)?

Looking for more information on CD accounts?
Not sure if a savings account is the best product for you?
Check out a few of our Blog posts below, or better yet, check out the full Blog page.